Introduction:
Are you a finance or business graduate looking to build a career in the global banking and financial services sector? Cognizant has officially announced its Off-Campus Recruitment for 2026, seeking talented freshers for the role of Process Executive (PE). This specific drive is focused on the US Mortgage domain, which falls under Cognizant's prestigious Banking & Financial Services (BFS) vertical.
Cognizant is a world leader in IT services and business process outsourcing, known for its extensive training programs and fast-paced career growth. Joining the US Mortgage team provides a unique opportunity to understand the complexities of international lending operations and document management. If you are based in Chennai and ready to work in a global environment, this recruitment drive is your perfect starting point.
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Cognizant Recruitment 2026 – Overview
| Category | Details |
| Organization | Cognizant |
| Job Role | Process Executive (PE) |
| Department | BFSI (Lending Operations) |
| Job Location | Chennai (Siruseri), India |
| Experience | Freshers to 1 Year |
| Qualification | B.Com / BBA / MBA (Finance) |
| Work Mode | Work from Office (WFO) |
| Shift Type | US Shift (Night Shift) |
Detailed Job Responsibilities
As a Process Executive in the US Mortgage Lending Operations team, you will be responsible for backend operations that ensure accurate loan processing. Your core duties will include:
- Document Identification: Learning and identifying various US mortgage documents such as Deed of Trust, Note, Demand Letter, Title Policy, and AOM.
- Data Accuracy: Ensuring the highest level of accuracy in data entry and documentation to meet strict compliance standards.
- Risk Identification: Reviewing sensitive financial documents to identify any "red flags" or discrepancies available in the client system.
- Process Compliance: Strictly adhering to the Standard Operating Procedures (SOPs) defined for the US lending lifecycle.
- Quality Maintenance: Delivering high-quality output within specified turnaround times (TAT) to maintain client satisfaction.
Eligibility & Candidate Profile
Cognizant is looking for candidates with a strong analytical mindset and a background in finance or business:
Educational Qualifications:
- Preferred Degrees: B.Com, BBA, B.M.S, or MBA (Finance) graduates passed out in 2024 and 2025.
- Ineligible Candidates: Those pursuing or having completed B.E, B.Tech, LLB, B.Ed, CA, ICWA, or CS are strictly not eligible for this specific role.
- Academic Record: Candidates must have a consistent academic record with no standing arrears.
Required Skills:
- Industry Knowledge: A basic understanding of the mortgage industry and banking concepts is a major plus.
- Communication: Good written and verbal communication skills to work effectively with international teams.
- Technical Aptitude: Proficiency in basic computer operations and MS Office applications.
- Flexibility: Willingness to work in fixed night shifts (US Shift timings).
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Salary, Perks & Benefits
Cognizant offers a comprehensive compensation package for Process Executives:
- Salary: Best in the industry for freshers, including performance-linked incentives.
- Allowances: Monthly Night Shift Allowance is provided for associates working the US shift.
- Transport: A dedicated Transport facility is provided for pick-up and drop-off to ensure employee safety.
- Appraisal: Structured yearly appraisal cycles based on performance.
- Insurance: Mediclaim facility covering both the individual and their family members.
- Employment Type: This is a permanent, on-roll employment opportunity.
How to Apply for Cognizant Recruitment 2026?
The registration for this drive is being conducted through a virtual process. Follow these steps to apply:
- Click the official registration link provided in the box below.
- Fill in your personal, contact, and academic details in the Microsoft Form.
- Ensure you select the correct graduation year (2024 or 2025).
- Upload your updated resume in PDF format.
- Submit the form and wait for the virtual interview invitation via your registered email.
Mandatory Documents for Interview:
- Provisional Degree Certificate.
- Aadhaar Card.
- Voter ID or Passport (for citizenship verification).
Frequently Asked Questions (FAQ)
Q1: Can 2026 batch students apply for this role?
A: No, the notification specifies that only 2024 and 2025 graduates are eligible for this lending operations drive.
Q2: Is this a work-from-home position?
A: No, this is a strict "Work from Office" (WFO) role based at the Cognizant Siruseri office in Chennai.
Q3: Are B.Tech graduates eligible to apply?
A: No, candidates from technical backgrounds (B.E/B.Tech/MCA) are not eligible for this specific Process Executive role.
Q4: Will I receive training for the mortgage domain?
A: Yes, selected candidates undergo a rigorous training program to understand US mortgage documents and systems before starting live operations.
Follow @offcampusready for more Daily Job Updates, BFS Careers, and Off-Campus Drive Alerts!
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